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网上银行单笔转账超千元需双重身份认证_广州网页设计

时间：















　　今后，向非本人账户转移资金单笔超过1000元或日累计超过5000元的账户，将被商业银行视为网上银行高风险账户。银监会近日下发的《关于做好网上银行风险管理和服务的通知》要求，对于这类账户，各商业银行最迟于12月31日前统一使用双重身份认证。其中，与开户行签订业务合作等法律协议和客户预先约定的指定账户，如：代收费、第三方支付、贷款还款账户等业务不包括在内。

　　在交易规模迅猛增长的背景下，网上银行用户名和密码被非法窃取的事件时有发生，增加了商业银行声誉风险和法律风险，并影响了公众对网上银行的使用信心。因此，此次银监会出台《通知》，旨在提示各商业银行高度关注网上银行安全问题，完善网上银行的安全服务，增进公众网上银行安全知识的普及和深化，使老百姓享受到更加安全、便捷和高效的网上银行服务。

































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  1. 请求信息 : 2025-09-27 13:59:49 HTTP/2.0 GET : https://m.gzwzjs51.com/news/1320
  2. 运行时间 : 0.159213s [ 吞吐率：6.28req/s ] 内存消耗：4,242.41kb 文件加载：138
  3. 缓存信息 : 0 reads,0 writes
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  1. CONNECT:[ UseTime:0.032774s ] mysql:host=47.107.117.224;port=3306;dbname=gzwzjs51_com;charset=utf8
  2. SHOW FULL COLUMNS FROM `news_lm` [ RunTime:0.024729s ]
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  4. SHOW FULL COLUMNS FROM `news_co` [ RunTime:0.023415s ]
  5. SELECT * FROM `news_co` WHERE `id` = 1320 LIMIT 1 [ RunTime:0.022341s ]
0.159832s